Pradhan Mantri Swanidhi Yojana Details In English

Under the Pradhan Mantri Swanidhi Yojana, a loan of up to ₹ 10000 is being given by the government without any guarantee, whose application you can apply online on your own, you have to do very little paperwork to get these people if you send them. Even if the Aadhaar card was present, you can apply for a loan, there is a lot of subsidy on this loan from the government.

                Pradhan Mantri Swanidhi Scheme This is a scheme of the Central Government that has been run for street vendors, which means that all the roads along the road are fruits, vegetables, beaches, all of which fall under this scheme. And under the scheme, everyone can take 10000 loans. This is a special thing about this loan. One is that the loan is given without any guarantee and the second special thing is that the government gives a subsidy of 4% in this means that the interest is charged on the amount beyond this amount, and the government gives it 4% which is given by the bank without any direct approval. Account m is given.

An Objective

1. The main objective of this scheme is to provide loans up to 10,000 rupees to road-bound, petrol-borne self-employed people

2.  Promote Digital Transaction

3. Encourage regular repayment

Eligibility Criteria for Beneficiaries

1.The scheme is available to all street vendors vending in urban areas on and before 24 March 2020. Eligible vendors will be identified as per the following criteria

2.Street vendors who have a Certificate of India Identity Card issued by urban local bodies

3.Such vendor has been identified in the survey but the certificate of ie identity card has not been issued.

 How to apply for the scheme

1. You have to first open the browser on your mobile or on your computer.

2.  Now you have to come to the official website of Pradhan Mantri Nidhi Yojana

3. After visiting the website, you have to click on Apply for Loan.

4. Now you have to enter your mobile number and take it on the woman capture

5.  Now you have to click on request for OTP

6.  After this, you have to enter the OTP on your mobile and click on Verify OTP

7.  After clicking, a new window will open in front of you, in which you will suck your category in which category you fall.

8.   After selecting the category, you have to enter the survey reference number.

9.  After entering the reference number you have to set it to next

10.  Now a new window will open in front of you in which you have to enter your Aadhaar number

11.  After entering the Aadhaar number, you have to click on I am not a robot and click on Verify

12.  After clicking on the verification, you will get an OTP on the mobile number associated with your Aadhaar card, while you have to enter it here and click on the verification

13.  After your Aadhaar number is verified, a new window in front of you in which you have to fill in your details form

14.   After dying in your details form, you have to give your payment details such as bank account number and bank's IFSC number. After giving all the details you have to click on the submit button

15.   After clicking on the submit button, your application will be submitted, and after submitting the application, when will you get your reference demand through which you can post your application.

Courtesy:-Gadgets Today