PM Sukanya Samruddhi Yojana Details Im English                

If a daughter is born in our family, then we consider her as the form of Lakshmi, but the birth partner of the daughter also has some responsibilities on us like we have to raise our daughter well and give her education well. If you want to raise money and also have to marry well, then the Government of India has launched a scheme for daughters, called Sukanya Samriddhi Yojana, to overcome this problem. Are coming in

What is Sukanya Samriddhi Yojana? Under Kanya Samriddhi Yojana, we have to open an account of our daughter who is less than 10 years old. Which is called Sukanya Samriddhi Account. In this account, we have to save a little money and deposit that money with interest after a few years. So that we can do our daughter's studies and marriage well.

What documents do you need to open Sukanya Samriddhi Account?

• Daughter photograph

• Father's photograph

• Account Opening Form

• Birth Certificate

• Identity Proof

How many daughters can we open the Sukanya Samruddhi account?

If you have a daughter, then you can open a Sukanya account which is her. If you have two daughters then you can open the Sukanya account of both daughters. But if you have three daughters, then the condition comes here. So at first, you are sitting single and after that which is two twin daughters then in this condition, you can open accounts of all three daughters. But if you have both your twin daughters first and then sitting single, then in this situation you can open Sukanya account of only two daughters who are there.

How much money can I deposit to Sukanya Samriddhi account?

Whenever you open your daughter's new Sukanya account, at that time you will have to deposit at least 250 rupees. When the account is open, after that, you can deposit whatever amount you have in it. But the Government of India has placed a limit in this, that in the entire financial year i.e. from April 1 to March 21, you can deposit only ₹ 150000. If you accidentally deposited more then the remaining money will be returned to you and no interest will be paid on it.

What is the percentage of interest that the Indian government is giving in this

 So see this is the only scheme of the Government of India in which the Government of India is giving the highest interest rate. Currently, it is 8.4% which gives you an interest rate. In this scheme, the amount of money you deposit throughout the year, whatever is the last day of the financial year on March 31, here on March 30, its interest gets deposited in this account. So every year you will deposit money, the interest will be deposited on the last date of every financial year.

How old is Sukanya Samriddhi?

 Sukanya Samriddhi account is 21 years old and how does it depend on the day you open the account. you will open the account on January 1, 2020, so what is in it, you have to deposit money for 15 years, then from January 1, 2020, when you Also, whatever it is, it will be 15 years, till 1 January 2035 you will have to keep depositing a little money according to your savings in it and after 15 years, you have to wait 6 years in it, do not have to deposit anything in it. The years will be completed, it will be completed then it has nothing to do with age here.

If we need to raise some money from the period of Sukanya Samriddhi account, how will we withdraw

 The Government of India has put only one condition in it. If you have to study for your daughter, but whenever you withdraw this money at that time, then you can withdraw 50% of it. But at that time your daughter should be 18 years old or she should have passed the tenth class which is.

How to stop Sukanya Samriddhi account completely

In the case of the death of Sukanya Samriddhi account holder, in such a situation you can close Samriddhi’s account completely. Or if he gets a serious illness, such a situation can be closed in an accountable manner.

If the daughter that we want to marry, but the age of the daughter who is poisoned to get married should be at least 18 years. So whenever we want to get our daughter married, this account can be done for the marriage of the girl child every day, irrespective of whether the account has been completed in 21 years or not, then it is good.

What is the tax benefit of the Sukanya Samriddhi account?

All the money you accumulate in this throughout the year. Every year you will deposit up to ₹ 150000 for the entire category, you will get a tax benefit and another great thing about it is that this account when you are going to get all the money after 21 years is also complete. You are going to get ₹ 1 from it. You do not have to pay tax to the Government of India.

How much money will I get by depositing

First of all, we talk about ₹ 1000 if you will deposit thousand rupees for 15 years, then you will deposit total money up to ₹ 180000 and you will get ₹ 570000 with interest.

If you deposit ₹ 2000, your total money is deposited ₹ 360000 and you will get 11 lakh 40 thousand

 If you deposit ₹ 3000 every month, then your total money will be deposited ₹ 540000 and in return, you will get ₹ 1711000

 If you deposit ₹ 4000 every month, then you will have deposited what you have and the total rupees you will get from it will be ₹ 2281000.

If you deposit ₹ 5000 every month, your total money will be deposited ₹ 900000 and you will get ₹ 2851000

And if you deposit the entire year and a half lakh rupees every year, then your total money will be deposited will be ₹ 2250000 rupees and what you get with interest will be 73 lakh 90 thousand rupees.

 To see what this means up to 74 lakh rupees, you can save for your daughter in this scheme, so that you can fulfill her every dream, like the video

Courtesy:-Gadgets Today